Planning to buy a house?
Find the loan that makes you feel at home.
Calculate Your Mortgage
Linked Credit Intermediary authorized by the Bank of Portugal No. 0002970
Mortgage Loan
How can we help?
We seek out banks that offer advantageous conditions tailored to you.
We negotiate conditions with the lowest spreads and interest rates
We present credit solutions with market conditions that match what you are looking for
We handle all the paperwork
We provide personalized and close support throughout the entire process
Service with no costs
Step by Step
See how the process works
- Simulate your loan to see your results
- Fill in your details so we can proceed with your process
- We analyze and negotiate proposals from multiple banks
- We present the proposals with the best conditions for you and help you make the right decision
- We support you throughout the process with close and personalized guidance
What can you expect from us?
We offer a framework that covers all your banking finance needs.
Quick response
Our specialized team operates with great rigor and professionalism, always available to help clients find the best financing solutions.
The Best Conditions for you
We search for the best conditions available on the market to meet your needs and present the best proposals according to your profile.
Personalized Service
Each client receives our continuous support from the beginning to the end of the process, with our team always available to provide assistance and clarify any questions.
Personalised support
We analyze the market and assess financial feasibility with our partner banks to secure the most advantageous offers available for our clients.
Mortgage Loan
Calculate your mortgage!
Receive the most advantageous offers for your conditions.
FAQ's
Got questions? We can help!
Find out everything you need to know about credit, the intermediation process, and financing options.
What is a mortgage?
It is a financial product provided by banks with the purpose of financing the purchase of a home. It is a loan agreement between a credit institution and a consumer for a predetermined period, used for the acquisition, construction, or renovation of a primary residence, secondary home, or rental property, as well as for the purchase of land for building a personal residence.
What is a FINE?
A FINE (European Standardised Information Sheet) is a document provided by banks that contains standardized information about a mortgage or credit agreement, helping consumers understand the terms, costs, and conditions before signing the contract.
What is a guarantor?
A guarantor is someone who provides a guarantee. This is the person responsible for paying the debt if the borrower fails to do so.
What is a guarantee?
A guarantee consists of a commitment provided by the guarantor regarding the fulfillment of an obligation owed by the debtor. When a guarantee is given, the guarantor becomes responsible for paying the debt with all of their assets, as it is a personal guarantee. Generally, the guarantee is limited to the amount of the debt it covers.
What is the difference between a fixed and a variable interest rate?
Fixed rate loans have an interest rate that stays the same, providing stable monthly payments. Variable rate loans can change over time with the market, so payments may increase or decrease.
What is the debt-to-income ratio?
It is an indicative percentage related to the proportion of a household’s income allocated to paying all financial obligations, such as mortgage or consumer loans. It measures the household’s ability to meet its financial commitments. Most banks do not grant loans to clients with an effort rate above 35%.